What Does Travel Insurance Really Cover? A Complete Guide

The Fine Print: Legal Limits and Exemptions

Behind the assurances of travel insurance policies lies a legal framework that may not always work in your favor. Why does this matter?

Most policies do not cover events deemed ‘predictably dangerous’ or those that a reasonable person might avoid. This loophole can invalidate your cover after an accident considered preventable by insurance standards.

Sifting through the policy’s legal jargon and consulting alarmingly lengthy ‘terms and conditions’ are tasks regularly relegated until too late in the process.

Legal limits are key to understanding your policy’s power. As you continue, unravel a final, essential factor in comprehensive travel protection…