What Does Travel Insurance Really Cover? A Complete Guide

Surprising Limitations in Personal Belongings Coverage

Losing luggage is every traveler’s nightmare. Yet, while many policies promise to cover the loss or theft of your belongings, the reality is often quite different. But here’s the kicker…

The replacement value offered might only cover a percentage of the cost, and some valuables (like electronics) might be completely excluded. Any cover provided usually comes with high deductibles and strict claim conditions. Find out more with what’s next…

Terms like “reasonable proof” or “actual cash value” can mean you’re left with only a fraction of the expected compensation. Understanding these terms is crucial to ensuring you’re adequately protected.

Assumptions about your belongings’ safety and coverage could lead to disappointment. As we unveil the next layer, prepare to uncover more about your policy’s cover…