Family Health Insurance Plans In Bangladesh: What To Know

Prescription Pitfalls

Prescription medications often top the list of unforeseen medical expenses. Many insurance plans in Bangladesh promise coverage but deliver limited out-of-pocket caps, causing families to face substantial drug expenses.

A recent survey indicates nearly 70% of insured families struggled to afford medications not fully covered, skating on the edge of non-compliance with doctor’s orders. Skimping on necessary drugs can lead to worsening conditions and more expensive care.

Policies frequently feature long lists of medications that aren’t covered, especially newer, more effective treatments. The typical advice — “check the formulary” — leaves families baffled and frustrated.

This lack of access to necessary drugs not only strains families but impacts patient outcomes. But the complexities don’t end here; there’s still one more vital oversight thousands are missing…